My first ever college loan payments were due on Christmas Day in 2012. I most certainly was not so holly jolly about that! Fast forward to October 2018 and I was as jolly as can be as I made my last payments on those loans! I truly cannot describe the feeling of paying off such a HUGE chunk of money, it’s like a outer-body experience. The world of college loans can be a dark, depressing thing but if you work smarter instead of harder at paying them off, the reward is that much sweeter in the end.

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